Fact checked byGina Brockenbrough, MA

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April 20, 2023
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Kentucky expands Medigap access to younger patients

Fact checked byGina Brockenbrough, MA
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Key takeaways:

  • Patients in Kentucky now have access to Medigap.
  • Medigap can help patients pay for dialysis costs.

The American Kidney Fund has commended Kentucky for enacting H.B. 345, a law that expands Medigap access to some patients who are younger than 65 years, according to the press release.

Medigap, also known as Medicare supplemental policies, is a private insurance available to Medicare beneficiaries and can cover the 20% of out-of-pocket costs that Medicare does not cover. Therefore, this law can help cover dialysis treatment costs that patients would have to pay out of pocket.

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This law can help cover dialysis treatment costs that patients would have to pay out of pocket. Image: Adobe Stock

“I am thrilled to have been instrumental in passing H.B. 345, after much work with [American Kidney Fund] AKF and health plans across Kentucky,” Rep. Kimberly Poore Moser, of the 64th District in Kentucky, said in the release. “This will allow those living with [end-stage renal disease] ESRD affordable supplemental coverage and treatment, which will improve their quality of life in so many ways. This supports Kentucky families as well, to ensure financial well-being as their loved ones get the care that they need.”

For patients with end-stage kidney disease, having access to Medigap can allow them to join the transplant waitlist.

“Battling kidney failure is challenging enough without throwing concerns over how to pay for treatment into the mix,” LaVarne A. Burton, president and CEO of AKF, said in the release. “AKF is indebted to Representative Kimberly Poore Moser for introducing this legislation in Kentucky, as it will give people in the state with kidney disease one less thing to worry about as they look after their health.”